How to Sue Someone in Small Claims Court

Suing someone sounds intimidating, but small claims court was built so ordinary people can do it themselves - no lawyer required. This guide takes you through the entire process, from the demand letter to the hearing, in five clear steps.

Last updated: June 2026 · Reading time: ~9 minutes

By Ziv Shay, creator of accessible legal tools at GetSmallClaims

⚠ Not legal advice: This guide is general legal information for educational purposes only. It is not legal advice and does not create an attorney-client relationship. Procedures and dollar limits vary by state and county. Confirm details with your local court clerk or a licensed attorney before acting.

How to Sue Someone: 5 Steps

1

Send a demand letter

Before filing, send a written demand stating what you are owed and a deadline to pay. Many disputes settle here, and courts like to see you tried. See how to write one.

2

Confirm it belongs in small claims

Your claim must be for money, at or under your state's limit. Use the eligibility checker to confirm your amount and dispute type qualify.

3

File your statement of claim

Complete your state's small claims form, name the defendant by their exact legal name, state the amount and reason, and pay the filing fee at the correct courthouse.

4

Serve the defendant

The defendant must be formally notified. You cannot serve them yourself - use a process server, the sheriff, or certified mail where allowed. See service methods.

5

Prepare and attend the hearing

Organize your evidence, bring three copies, and present your case calmly. See how to win.

Is Your Dispute a Small Claims Case?

Small claims court handles money disputes only - unpaid debts, security deposits, property damage, breach of contract, defective products, and unpaid wages or invoices. It does not handle evictions, divorce, custody, name changes, or claims above your state's dollar limit; those go to other courts. Suing the wrong court or the wrong party is the most common reason cases are tossed.

Check first: our filing fee calculator and eligibility checker tells you instantly whether your amount and dispute type qualify in your state, and what the fee will be.

What It Costs to Sue

CostTypical rangeNotes
Court filing fee$15 - $100Median about $50; waivers for low income
Service of process$15 - $75Sheriff, process server, or certified mail
Optional extras$5 - $50Certified copies, witness fees

If you win, most states let you ask the judge to order the defendant to reimburse your filing and service costs, so keep every receipt. Estimate the full cost with our cost calculator.

Where to File

You generally file in the county where the defendant lives or does business, or where the dispute happened (for example, where a contract was signed or an accident occurred). Filing in the wrong venue can get your case dismissed or transferred. Your state's small claims dollar limit and the exact form name vary - our state-by-state guide lists limits, fees, and appeal rights for all 50 states.

After You File

Once filed and served, the court sets a hearing date, usually 30 to 70 days out. Use that time to gather evidence and prepare. If the defendant doesn't show up after being properly served, you can often win by default judgment. If you win, you may still need to collect the judgment - the court won't do that for you.

Ready to file your small claims case?

GetSmallClaims prepares your complete, state-specific filing package - the right court forms, a demand letter, and step-by-step instructions.

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Frequently Asked Questions

How do I sue someone in small claims court?
Send a demand letter, confirm your claim is within the state limit, file a statement of claim with the right court and fee, serve the defendant, then present your evidence at the hearing.
How much does it cost to sue someone?
Filing fees typically run $15 to $100 (median around $50), plus $15 to $75 to serve the defendant. Fee waivers are available for low-income filers.
Can you sue without a lawyer?
Yes. Small claims court is designed for self-representation, and some states do not allow lawyers at all. You prepare and present the case yourself.
What is the maximum you can sue for?
It varies by state, from about $2,500 to $25,000. If you are owed more, you can waive the excess and sue for the limit, or file in regular civil court.